Meet Martha Nugent:

A Champion for Senior Citizens

Martha Nugent is a licensed nurse practitioner with a specialized certification in adult-gerontology. With a heart full of compassion and a fierce dedication to advocacy, Martha has made it her mission to ensure the rights and well-being of senior citizens in eastern Montana and western North Dakota. Drawing on her extensive experience in healthcare, she brings a wealth of knowledge and a deep understanding of the unique challenges faced by the elderly. Through her tireless efforts, Martha strives to empower seniors, ensuring they receive the respect, care, and support they deserve. Whether it's navigating the intricacies of healthcare, understanding legal protections, or accessing vital resources, Martha is here to guide, inform, and advocate for the senior community.


What to Expect in Our Column: Empowering Senior Citizens

Welcome to our column, dedicated to enhancing the lives of senior citizens in our community. Here, you can expect to read about a wide range of topics that are tailored to your needs and interests, including:

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Healthcare Rights

Get clear, concise information on navigating Medicare, Medicaid, and other healthcare services. Learn about your rights as a patient, how to access quality care, and tips for managing chronic conditions.

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Legal Protections

Understand your legal rights, including guardianship, power of attorney, and elder abuse protection. We'll break down complex legal terms and provide practical advice on safeguarding your interests.

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Financial Security

Explore Social Security benefits, pension plans, and strategies for protecting your finances from scams and fraud. We'll offer expert advice on budgeting, saving, and planning for the future.

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Housing Options

Discover the different housing options available to seniors, from independent living to assisted living facilities. Learn about your rights as a tenant and get tips on finding the best living arrangements to suit your needs.

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Wellness and Lifestyle

Stay informed about ways to maintain physical, mental, and emotional well-being. We'll cover topics like fitness, nutrition, mental health, and social engagement to help you live your best life.

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Community Resources

Find out about local resources, support groups, and organizations that offer assistance and services to seniors. We'll provide contact information, hotlines, and links to helpful websites.

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Personal Stories

Read inspiring stories and experiences shared by other seniors in our community. Connect with others, gain insights, and feel a sense of belonging through shared narratives.

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Q&A Section

Have a question? Our Q&A section will address common concerns and queries from our readers. Feel free to send in your questions, and we'll provide clear, helpful answers.

We are here to empower, inform, and support you every step of the way. Together, we can create a brighter, more informed future for all seniors in our region.

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Empowering Senior Citizens

  • Did you know Medicare has an appeal process?

    If you have ever felt you were not ready to be discharged from the hospital, you have options.


    Speak with Your Doctor: Express your concerns to your healthcare provider. Explain why you feel you're not ready to be discharged and ask if it's possible to extend your stay.


    Request a Meeting with the Hospital's Social Worker: Social workers can help you navigate the discharge process and ensure your concerns are heard. They can also assist in communicating with your healthcare team.


    Appeal the Discharge: If you still feel you're being discharged prematurely, you can file what’s referred to as a “fast” appeal. You should have received a notice explaining this right when you were admitted. The notice is titled, Important Message from Medicare. If you are in the hospital more than 3 days, you should receive another copy of the same notice between 4 hours and 2 days before you are to be discharged.  


    The Important Message from Medicare notice will have instructions for filing a fast (expedited) appeal. This appeal will be sent to the Quality Improvement Organization (QIO), a company that is contracted to evaluate discharge appeals. For a fast appeal, you must appeal by no later than midnight on the day of your scheduled discharge. Once you file the appeal, the hospital must give you a Detailed Notice of Discharge, which must explain, in specific detail, why the hospital believes that Medicare coverage for your stay is ending, and that discharge is appropriate. You can also send additional information about why you, and your care team, if appliable, believe the discharge is too soon. The QIO should call you within 24 hours with their decision. 


    If the QIO agrees with the hospital that Medicare coverage of your hospital stay should end, you have the right to continue to appeal to higher levels of review. If you stay in the hospital after the QIO decision agreeing with the hospital, however, you may be responsible for the full cost of your care from the date of that decision forward if you don’t win at a higher level of appeal. There are five levels of appeal and instructions for the next steps are included in each decision. Keep in mind that at each level there is a separate time limit for when you must file the appeal and when you’ll receive a decision. 


    If you need help, you can contact Medicare directly at 1-800-MEDICARE (1-800-633-4227) or visit the Medicare website for more information.


  • Did you know your family cannot force you to move into a nursing home?

    Your family cannot legally have you removed from your home without your consent unless they obtain legal guardianship or conservatorship over you. This process involves going to court, and the court must determine that you are unable to make decisions for yourself.


    Here are some steps you can take:


    1. Consult an Elder Law Attorney: An elder law attorney can help you understand your rights and guide you through the legal process if necessary.
    2. Discuss Your Wishes: Have an open conversation with your family about your desire to live independently and any concerns they may have. Sometimes, clear communication can resolve misunderstandings.
    3. Create a Care Plan: Work with your healthcare provider to create a care plan that addresses any safety concerns and outlines the support you need to live independently.
    4. Consider Home Safety Modifications: If mobility or safety is a concern, consider making modifications to your home, such as installing grab bars, ramps, or emergency alert systems.
    5. Explore Community Resources: Look into local resources and services that can provide support, such as meal delivery, transportation, and home care services.

    It's important to know that you have rights and options to maintain your independence. 


  • Did you know Adult Protective Services was created with your safety in mind?

    When Adult Protective Services (APS) receives a report, they will investigate to determine if you are at risk and if you need assistance. Here are some possible steps they might take:


    1. Initial Assessment: APS will conduct an initial assessment to understand your situation better. This may involve interviews with you, your family, and any other relevant parties.
    2. Safety Plan: If APS determines that you are at risk, they may work with you to create a safety plan. This plan could include additional support services, such as home care, meal delivery, or transportation assistance.
    3. Medical Evaluation: APS may arrange for a medical evaluation to assess your physical and mental health and determine if you need additional care or support.
    4. Legal Intervention: In severe cases, if APS believes you are unable to make decisions for yourself and are at risk of harm, they may seek legal intervention, such as appointing a guardian or conservator.
    5. Follow-Up: APS will continue to monitor your situation and provide ongoing support to ensure your safety and well-being.

    It's important to know that APS aims to balance your safety with your right to self-determination. You have the right to participate in the process and voice your preferences and concerns.


    Adult Protective Services (APS) generally cannot remove you from your home without your consent unless they obtain a court order. This usually happens if staying at home poses a significant threat to your health or safety. In such cases, APS may work with the court to appoint a guardian or conservator to make decisions on your behalf.


    It's important to know your rights and seek legal advice if you feel your rights are being violated. Consulting with an elder law attorney can help you navigate this process and ensure your wishes are respected.


  • Did you know Medicare Annual Wellness Visits are voluntary?

    A Medicare Annual Wellness Visit (AWV) is a yearly appointment with your healthcare provider that's designed to develop or update a personalized prevention plan. The goal is to help prevent disease and disability based on your current health and risk factors. Here's what you can generally expect during an AWV:


    1. Health Risk Assessment: You'll fill out a questionnaire to provide information about your health, including your medical and family history, lifestyle, and risk factors.
    2. Vital Measurements: Your height, weight, blood pressure, and other routine measurements may be taken.
    3. Health History Review: Your healthcare provider will review your medical history and discuss any changes since your last visit.
    4. Medication Review: You'll review all the medications you take, including prescription drugs, over-the-counter medications, and supplements.
    5. Screening Schedule: Your provider will review and update your screening schedule for preventive services, such as cancer screenings, immunizations, and other necessary tests.
    6. Personalized Prevention Plan: Based on your health status and risk factors, your provider will develop or update a personalized plan to help prevent illness. This plan may include recommendations for lifestyle changes, screenings, and preventive services.
    7. Cognitive Assessment: An assessment to detect any signs of cognitive impairment, such as memory loss or confusion, may be performed.
    8. Advance Care Planning: If you wish, you can discuss advance care planning, which includes making decisions about the care you would want to receive if you became unable to speak for yourself.

    The AWV is covered once every 12 months under Medicare Part B, and you typically don’t have to pay anything for this visit if your doctor accepts assignment.


    You do not have to attend your annual wellness visit if you don't want to. It's entirely voluntary. However, it can be quite beneficial to your overall health and well-being. The purpose of the annual wellness visit is to create or update a personalized prevention plan to help prevent disease and disability based on your current health and risk factors. It's a great opportunity to discuss any health concerns you might have and stay on top of preventive measures.


  • Did you know your healthcare provider is on the lookout for polypharmacy?

    Polypharmacy is the practice of taking multiple medications simultaneously. It's often defined as taking five or more medications each day. While polypharmacy can be necessary for managing multiple health conditions, it can also lead to potential risks such as drug interactions, adverse side effects, and increased difficulty in managing medication schedules.


    It's particularly common among older adults and those with multiple chronic conditions. However, it's important to regularly review medications with a healthcare provider to ensure that all prescribed drugs are necessary and that they are not causing harmful interactions.


    Managing polypharmacy involves several strategies to ensure that you're taking only the medications you truly need and minimizing the risk of adverse effects. Here are some tips:


    1. Regular Medication Reviews: Schedule regular reviews with your healthcare provider to evaluate all the medications you're taking. This helps identify any unnecessary or duplicate medications.
    2. Create an Accurate Medication List: Keep an up-to-date list of all your medications, including dosages and schedules. Share this list with every healthcare provider you see.
    3. Deprescribing: Work with your healthcare provider to safely reduce or stop medications that are no longer necessary. This process, known as deprescribing, can help reduce the pill burden and potential side effects.
    4. Use a Single Pharmacy: If possible, use a single pharmacy for all your prescriptions. This allows the pharmacist to monitor for potential drug interactions and duplications.
    5. Educate Yourself: Learn about the medications you're taking, including their purposes and potential side effects. This knowledge can help you recognize any issues early on.
    6. Communicate with Your Healthcare Team: Keep open lines of communication with your doctors, pharmacists, and other healthcare providers. Discuss any concerns or side effects you experience.
    7. Medication Management Tools: Consider using pill organizers, medication reminder apps, or other tools to help you manage your medications effectively.
    8. Involve Family Members: If appropriate, involve family members or caregivers in your medication management plan. They can help remind you to take your medications and monitor for any issues.

    By following these strategies, you can better manage polypharmacy and reduce the risks associated with taking multiple medications. If you have any specific concerns or need further assistance, don't hesitate to reach out to your healthcare provider.


  • Did you know you have a right to disagree with your healthcare provider?

    It's important to feel comfortable and respected by your healthcare provider. Here are some steps you can take:


    1. Open Communication: Have a frank discussion with your doctor about your concerns and reasons for not following their recommendations. Sometimes, understanding the reasoning behind their advice and expressing your own viewpoints can help find a middle ground.
    2. Second Opinion: Consider seeking a second opinion from another healthcare provider. Another doctor might offer a different perspective or alternative approaches that are more acceptable to you.
    3. Patient Advocate: Speak with a patient advocate at the hospital or clinic. They can help mediate the situation and ensure your concerns are addressed.
    4. Documentation: Keep records of your interactions with your doctor, including notes about their recommendations and your responses. This can be helpful if you need to escalate the issue.
    5. Alternative Care: If the relationship with your current doctor cannot be resolved, you might consider finding a new healthcare provider who is more aligned with your preferences and needs.
    6. Legal Rights: Know your rights as a patient. You have the right to make decisions about your own healthcare and to seek care from a provider who respects your choices.

    It's crucial to maintain a collaborative relationship with your healthcare provider, but your comfort and autonomy are equally important.


  • Have you completed your advance directive?

    Completing an advance directive is an important step in ensuring your medical wishes are known and respected if you're unable to communicate them yourself. Here's a general guide to help you get started:


    1. Understand the Types of Advance Directives: The two most common types are the living will and the durable power of attorney for health care. A living will outlines your medical treatment preferences, while a durable power of attorney designates someone to make healthcare decisions on your behalf.
    2. Choose Your Healthcare Proxy: If you opt for a durable power of attorney, select someone you trust to act as your healthcare proxy. This person should be familiar with your values and wishes.

      Special note: A healthcare power of attorney (also known as a durable power of attorney for health care) is a legal document that grants someone the authority to make medical decisions on your behalf if you're unable to do so. However, this authority ceases upon your death. At that point, the responsibility for decision-making typically shifts to your executor or next of kin, who will handle your posthumous affairs according to your will or state laws.
    3. Discuss Your Wishes: Have conversations with your loved ones and healthcare provider about your preferences for medical treatment and end-of-life care.
    4. Complete the Forms: Obtain the necessary forms from your healthcare provider, attorney, or local agency on aging. Fill out the forms according to your state's requirements.
    5. Review and Update Regularly: Review your advance directive periodically, especially if there are significant changes in your health or personal circumstances.
    6. Sign and Distribute: Sign the completed forms in the presence of witnesses or a notary, as required by your state. Distribute copies to your healthcare proxy, family members, and healthcare providers.

    For more detailed information and resources, you can visit the National Institute on Aging's website or consult with your healthcare provider.

  • Did you know you have the right to die at home?

    You do not have to go into the hospital if you prefer to spend your final days at home or in another setting that’s more comfortable for you. Here are some alternatives to consider:


    1. Hospice Care: Hospice care focuses on providing comfort and quality of life for those with terminal illnesses. Hospice care can be provided at home, in a hospice facility, or sometimes in a nursing home.
    2. Palliative Care: This type of care can be provided alongside curative treatment and focuses on relieving symptoms and improving quality of life. Palliative care can be given at home, in a hospital, or in a specialized facility.
    3. Home Health Care: Home health care services can help with medical needs while allowing you to remain in your own home.
    4. Advance Directives: Ensure that you have an advance directive in place, such as a living will and a healthcare power of attorney. These documents will communicate your wishes to healthcare providers and loved ones.
    5. POLST form: A POLST (Physician Orders for Life-Sustaining Treatment) form is a medical order that outlines your preferences for life-sustaining treatments, such as resuscitation, intubation, and artificial nutrition. It's designed for individuals with serious illnesses or medical conditions who are at risk for a life-threatening event.

      The POLST form is completed by a healthcare provider in consultation with you and/or your healthcare proxy, ensuring that your treatment preferences are clearly documented and respected across different healthcare settings. It's meant to be easily accessible to emergency medical personnel and other healthcare providers to ensure your wishes are followed.
    6. Support from Loved Ones: Involve your family and friends in your care plan. They can provide emotional support and help with day-to-day needs.
    7. Consult Your Healthcare Provider: Talk to your doctor about your preferences. They can help you understand all available options and coordinate the best care plan for your situation.

    Your comfort and dignity are paramount, and there are many ways to ensure you receive compassionate care according to your wishes.

  • Did you know you have the right to choose your home health agency?

    According to the Centers for Medicare & Medicaid Services (CMS), patients have the right to select their home health provider. This is known as "patient choice." Your doctor or hospital discharge planner should honor your choice of agency.


    To find out what home health agencies serve your area, you can:


    1. Contact Your Healthcare Provider: Your doctor or hospital discharge planner can provide recommendations and help you find a suitable home health agency.
    2. Use Online Directories: Websites like Medicare's Home Health Compare tool allow you to search for home health agencies in your area and compare their quality of care.
    3. Check Local Resources: Look for local directories or resources that list home health agencies. Your local Area Agency on Aging can also provide information and assistance.
    4. Ask for Referrals: Talk to friends, family, or neighbors who have used home health services. They can offer personal recommendations based on their experiences.

    Ensuring that you have control over who provides your care can lead to a more positive and effective home healthcare experience.


  • Did you know Medicare covers second opinions? You don’t even need a referral.

    You have the right to seek a second opinion about your medical condition or treatment options. Seeking a second opinion can provide you with more information, confirm a diagnosis, offer alternative treatment options, and help you feel more confident about your healthcare decisions. Here are a few steps to consider:


    1. Talk to Your Primary Doctor: Let your current healthcare provider know that you're considering a second opinion. They can provide you with your medical records and any necessary documentation.
    2. Find a Specialist: Look for a specialist who has experience with your specific condition. You can ask for referrals from your current doctor, or seek recommendations from friends, family, or your insurance provider.
    3. Check Insurance Coverage: Verify that your insurance plan covers the cost of a second opinion and determine if there are any specific requirements or limitations.

      * Medicare does cover second opinions for medically necessary, non-emergency surgeries and major therapeutic procedures. Medicare does not require a referral for a second opinion. You can directly schedule an appointment with another doctor for a second opinion.

      Keep in mind that while Medicare covers the cost of the second opinion, you will still be responsible for the 20% coinsurance, just as you would for other outpatient medical care.
    4. Schedule the Appointment: Make an appointment with the new healthcare provider and bring all relevant medical records, test results, and treatment plans.
    5. Ask Questions: During the second opinion consultation, ask any questions you have about your diagnosis, treatment options, and potential outcomes. It's important to understand all your options before making a decision.

    Seeking a second opinion is an important part of advocating for your health and ensuring you receive the best possible care. 

  • Did You Know You Have a Right to Decline a Hospital Transfer?

    When you go to a Critical Access Hospital (CAH)—usually a small, rural hospital—and the ER doctor recommends that you be flown or transferred to a larger hospital, you have the right to say no as long as you are alert, oriented, and capable of making your own medical decisions.


    Here’s what that means:


    ✅ The provider must explain why they recommend the transfer and what could happen if you stay.

    ✅ You can ask questions about the risks, benefits, and alternatives.

    ✅ If you decide to stay, you will be asked to sign a refusal form acknowledging that the risks were explained.

    ✅ The CAH must continue to care for you within its abilities and can re-offer transfer later if your condition changes.


    ⚖️ This protection exists under federal law (EMTALA)—you cannot be forced to leave or transferred against your will if you are stable and competent to decide.


    🚨 The key is informed choice. You deserve to understand your options, not be pressured.


    As always, ask questions, stay informed, and advocate for yourself or your loved one—especially in rural healthcare settings where resources are limited but your rights remain the same. 💙


    #PatientRights #RuralHealthcare #AdvocacyMatters #CriticalAccessHospital #InformedConsent

  • Did you know that Medicare patients have the right to have a support person or advocate present during their hospital stay?

    Hospitals that participate in Medicare are required by federal regulation to protect each patient’s right to receive visitors of their choosing — including family, friends, or a caregiver — as long as it does not interfere with the care being provided.


    This means:

    ✅ A patient can designate someone to stay or visit with them.

    ✅ Hospitals cannot restrict visitors based on gender, relationship, or other discriminatory reasons.

    ✅ A patient advocate or caregiver may remain at the bedside except during procedures or when restricted for safety (such as imaging or sterile environments).

    ✅ Patients who are elderly, confused, blind, or otherwise vulnerable benefit greatly from having someone familiar at their side to communicate needs and ensure comfort.


    If you are ever told you cannot be with your loved one, it’s okay to politely ask:


    “Can you please show me the hospital’s visitor policy that complies with Medicare’s Conditions of Participation?”


    Knowledge is power — and advocacy is love. ❤️


    #PatientRights #Medicare #CaregiverAdvocacy #HospitalSupport #KnowYourRights


  • Did You Know You Have a Right to Decline a Hospital Transfer?

    When you go to a Critical Access Hospital (CAH)—usually a small, rural hospital—and the ER doctor recommends that you be flown or transferred to a larger hospital, you have the right to say no as long as you are alert, oriented, and capable of making your own medical decisions.


    Here’s what that means:


    ✅ The provider must explain why they recommend the transfer and what could happen if you stay.

    ✅ You can ask questions about the risks, benefits, and alternatives.

    ✅ If you decide to stay, you will be asked to sign a refusal form acknowledging that the risks were explained.

    ✅ The CAH must continue to care for you within its abilities and can re-offer transfer later if your condition changes.


    ⚖️ This protection exists under federal law (EMTALA)—you cannot be forced to leave or transferred against your will if you are stable and competent to decide.


    🚨 The key is informed choice. You deserve to understand your options, not be pressured.


    As always, ask questions, stay informed, and advocate for yourself or your loved one—especially in rural healthcare settings where resources are limited but your rights remain the same. 💙


    #PatientRights #RuralHealthcare #AdvocacyMatters #CriticalAccessHospital #InformedConsent